Courtesy UnitedHealthcare

With COVID-19 making wellness a renewed precedence for many individuals, employers might think about using the pandemic as a chance to reevaluate how they strategy well being advantages.

Creating and implementing a strategic, data-driven strategy to well being advantages is essential, given medical care ranks as the second-largest expense (behind salaries) for employers. Plus, encouraging a more healthy workforce is significant to lowering absenteeism and presenteeism, each of which sap productiveness and should make an employer much less aggressive.

That’s why extra employers are choosing an built-in strategy to well being advantages, looking for to attach the dots amongst medical, pharmacy, imaginative and prescient, listening to, dental and incapacity care. Combining medical and specialty plans might enhance well being outcomes and affordability, pushed by improved identification and administration of persistent circumstances, elevated engagement in scientific care packages and using knowledge to create a less complicated expertise.

Whereas workers are actually utilizing their 2021 advantages, employers in Michigan are making well being profit choices for 2022. Listed below are 5 methods to think about associated to integration:

Assist whole-person well being: Many workers worth specialty advantages, comparable to imaginative and prescient, dental, listening to and monetary safety plans, and employers can supply them with little or no further value. Actually, a  UnitedHealthcare survey discovered that 84% of workers stated having imaginative and prescient and dental advantages is “necessary.” With rising proof of a hyperlink between overall health and oral, eye and hearing health, and incapacity and absence care, together with in connection to numerous persistent medical circumstances, providing specialty advantages might assist encourage whole-person well being for workers.

Leverage massive knowledge and scientific insights: One of many benefits of an built-in strategy is the flexibility to leverage massive knowledge. Employers with built-in advantages can higher analyze and perceive well being knowledge, offering an analytics-driven roadmap to implement scientific administration and worker engagement packages.

Benefit from drugs: Specialty drugs are utilized by a small share of the inhabitants, however remedies are sometimes expensive. Utilizing an built-in strategy to managing specialty circumstances might make it simpler for employers to enhance well being outcomes and cut back prices with using care groups. Assist groups, together with well being advocates, physicians, nurses and pharmacists, could possibly leverage built-in knowledge methods to supply workers with scientific help and steerage.

Concentrate on behavioral well being. COVID-19 is prompting many individuals to spend rather more time at house, which can contribute to behavioral well being points, together with despair, nervousness and substance abuse. Actually, 4 in 10 adults reported symptoms of anxiety or depression throughout COVID-19, probably contributing to points comparable to suicide or drug overdoses.

Adopting an built-in strategy to medical and specialty advantages might assist maximize the effectiveness of an employer’s well being care {dollars} whereas encouraging the well-being of workers.




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